:root{font-family:Inter,system-ui,-apple-system,Segoe UI,sans-serif;color:#14213e;background:#fff;line-height:1.7;font-size:16px}*{box-sizing:border-box}body{margin:0}a{color:#2547c8;text-underline-offset:.2em}img{max-width:100%;height:auto}h1,h2,h3{line-height:1.12;letter-spacing:-.035em;text-wrap:balance;overflow-wrap:break-word}h1{font-size:clamp(2.25rem,5vw,4.5rem)}h2{font-size:clamp(1.5rem,3vw,2.5rem)}main{max-width:1200px;margin:auto;padding:48px 24px 64px}main>article{max-width:820px;margin:auto}article p{max-width:75ch}section{margin-block:32px}.lm-article-image{width:100%;aspect-ratio:3/2;object-fit:cover;border-radius:24px}.lm-summary{font-size:clamp(18px,2vw,22px);color:#465571}.lm-article-image+section{margin-top:40px}@media(max-width:620px){main{padding:24px 20px 40px}main>article h1,main>article h2,main>article h3{hyphens:auto;hyphenate-limit-chars:8 4 5}main>article h1{font-size:clamp(1.75rem,7.5vw,2.25rem)}.lm-article-image{border-radius:16px}}

.lm-nav{display:flex!important;align-items:center!important;justify-content:space-between!important;gap:24px!important;margin:0!important;padding:20px max(24px,calc((100vw - 1200px)/2))!important;background:#fff!important;border-bottom:1px solid #e5e8ef!important;font:600 16px/1.4 system-ui!important}
.lm-nav .lm-brand{display:flex!important;align-items:center!important;gap:12px!important;min-width:0!important;color:#101c3b!important;text-decoration:none!important;font-size:clamp(16px,1.6vw,22px)!important;letter-spacing:-.04em!important;overflow-wrap:anywhere!important}.lm-logo{width:42px!important;height:42px!important;object-fit:contain!important;flex-shrink:0!important}.lm-nav .lm-nav-link{display:inline-flex!important;align-items:center!important;justify-content:center!important;min-height:44px!important;padding:10px 18px!important;border-radius:999px!important;background:#eef1ff!important;color:#203faa!important;text-decoration:none!important;white-space:nowrap!important;font-size:14px!important}
.lm-button{display:inline-flex;align-items:center;gap:24px;min-height:48px;padding:14px 24px;border-radius:999px;background:var(--brand-primary,#234be8);color:white;text-decoration:none;font-weight:750}.lm-button:hover{filter:brightness(1.1)}a:focus-visible{outline:3px solid #e46234;outline-offset:5px}
.lm-latest{max-width:1200px!important;margin:40px auto 72px!important;padding:32px 24px!important;border-radius:28px;background:#edf0ff;color:#101c3b;font:16px/1.65 system-ui!important}.lm-latest-heading{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;margin-bottom:24px}.lm-latest h2{margin:0;font-size:clamp(26px,3vw,40px);letter-spacing:-.035em}.lm-latest-heading>a{font-weight:700;color:#203faa}.lm-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,280px),1fr));gap:24px}.lm-card{border:1px solid #e4e8f2;border-radius:20px;overflow:hidden;background:#fff;padding:24px;box-shadow:0 8px 24px #14235406;min-width:0}.lm-card img{display:block;width:100%;height:220px;object-fit:cover;border-radius:12px;margin-bottom:20px}.lm-card h2{font-size:24px;line-height:1.25}.lm-card h2 a{color:#101c3b;text-decoration:none}.lm-card h2 a:hover{text-decoration:underline}.lm-card p{margin-bottom:0}.lm-date{font-size:14px;color:#4b5b76}.lm-card .lm-date{margin:0 0 12px;color:#294db4;font-weight:650}
.lm-footer{padding:56px 24px;background:#101c3b;color:#e5eafe;font:14px/1.7 system-ui}.lm-footer a{color:#fff}.lm-footer>div{max-width:1152px;margin:auto}.lm-footer strong{font-size:22px;color:#fff}.lm-footer nav{display:flex;flex-wrap:wrap;gap:24px;margin-top:24px;padding-top:24px;border-top:1px solid #ffffff30}.lm-footer nav a{min-height:44px;display:inline-flex;align-items:center}.lm-source{overflow-wrap:anywhere;border-top:1px solid #dce3ee;padding-top:32px;margin-top:48px}
@media(max-width:620px){.lm-nav{gap:12px!important;padding:16px!important;flex-wrap:wrap!important}.lm-nav .lm-brand{flex:1 1 220px!important}.lm-nav .lm-nav-link{padding:8px 14px!important}.lm-logo{width:34px!important;height:34px!important}.lm-latest{border-radius:0;margin-bottom:0!important;padding:32px 20px!important}.lm-card{padding:20px}.lm-card img{height:190px}.lm-footer{padding:40px 20px}}


.lm-mobile-menu a.lm-nav-cta{background:#244be0;color:#fff;border-radius:8px;justify-content:space-between}.lm-mobile-menu a.lm-nav-cta:hover{filter:brightness(1.1)}
.lm-icon{display:inline-block;width:22px;height:22px;flex-shrink:0;vertical-align:middle}.lm-anchor{scroll-margin-top:32px}.lm-brand-words{display:flex;flex-direction:column;min-width:0;line-height:1.2}.lm-brand-words strong{font-size:20px;letter-spacing:-.045em}.lm-brand-words small{font-size:11px;font-weight:450;letter-spacing:0;margin-top:4px;color:#536078}
.lm-nav-links{display:flex;align-items:center;gap:24px}.lm-nav-links>a,.lm-mobile-menu a{display:inline-flex;align-items:center;gap:10px;min-height:44px;color:#263753;text-decoration:none;font:600 14px/1.4 system-ui}.lm-nav-links>a:hover{text-decoration:underline}.lm-nav-links>a.lm-nav-cta{padding:12px 20px;background:#244be0;color:#fff;border-radius:8px}.lm-mobile-menu{display:none}.lm-nav[data-design='wayfinder'] .lm-nav-cta{background:#145344;border-radius:999px}.lm-nav[data-design='wayfinder']{background:#f5faf6!important;border-color:#d6e4da!important}.lm-nav[data-design='wayfinder'] .lm-brand{color:#153c31!important}.lm-nav[data-design='editorial']{background:#fffefa!important}
@media(max-width:1000px){.lm-nav{gap:12px!important;flex-wrap:nowrap!important;padding:16px 20px!important}.lm-nav .lm-brand{flex:1!important;font-size:16px!important;gap:10px!important}.lm-brand-words strong{font-size:17px}.lm-brand-words small{font-size:10px;overflow-wrap:anywhere}.lm-nav-links{display:none}.lm-mobile-menu{display:block;position:relative;flex-shrink:0}.lm-mobile-menu summary{list-style:none;display:flex;align-items:center;gap:8px;min-height:44px;padding:8px 12px;border:1px solid #ccd7d2;border-radius:8px;color:#172d25;font-size:14px;cursor:pointer}.lm-mobile-menu summary::-webkit-details-marker{display:none}.lm-mobile-menu>div{position:absolute;right:0;top:52px;z-index:10;width:245px;padding:12px;background:#fff;border:1px solid #d9e1dd;border-radius:12px;box-shadow:0 16px 40px #16362a20}.lm-mobile-menu a{display:flex;padding:10px 12px}.lm-mobile-menu a:not(.lm-nav-cta):hover{background:#edf3ef}.lm-logo{width:34px!important;height:34px!important}}


.lm-card .lm-ai-media{height:auto!important;margin-bottom:20px!important}.lm-card .lm-ai-media img{margin-bottom:0}
.lm-featured>div:only-child{grid-column:1/-1}
.lm-latest.lm-latest--inline{max-width:none!important;margin:0 0 48px!important;padding:28px!important}.lm-latest--inline .lm-latest-heading h2{font-size:28px}.lm-featured{display:grid;grid-template-columns:minmax(160px,240px) minmax(0,1fr);gap:28px;background:#fff;border:1px solid #dce3ee;border-radius:16px;overflow:hidden;padding:24px}.lm-featured>div{min-width:0}.lm-featured img{display:block;width:100%;height:240px;object-fit:cover;border-radius:10px}.lm-featured h3{font-size:clamp(22px,2.2vw,30px);line-height:1.25;margin:10px 0 14px}.lm-featured h3 a{color:#14213e;text-decoration:none}.lm-featured p{font-size:16px;line-height:1.7;margin:0 0 14px;color:#41506a}.lm-featured .lm-date{font-size:14px}.lm-read-link{display:inline-flex;align-items:center;min-height:44px;gap:12px;font-weight:700;color:#203faa;text-decoration:underline;text-underline-offset:4px}.lm-latest--inline .lm-grid{margin-top:24px}.lm-latest--inline .lm-ai-media{height:auto}.lm-latest--inline a:focus-visible{outline:3px solid #244be0;outline-offset:4px}
@media(max-width:620px){.lm-latest.lm-latest--inline{padding:22px 16px!important;border-radius:16px;margin-bottom:32px!important}.lm-featured{grid-template-columns:1fr;padding:18px;gap:20px}.lm-featured img{height:190px}.lm-latest--inline .lm-latest-heading{gap:8px}.lm-latest--inline .lm-latest-heading h2{font-size:26px}}

:root{--brand-primary:#10243a;--brand-accent:#a7ef45}main .loix-page{font-family:Inter,Arial,Helvetica,sans-serif;color:#10243a;background:#fff;font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}main .loix-page *,main .loix-page *::before,main .loix-page *::after{box-sizing:border-box}main .loix-page .content-width{width:calc(100% - 48px);max-width:1200px;margin-inline:auto}main .loix-page section,main .loix-page div{min-width:0}main .loix-page h1,main .loix-page h2{margin:0;font-weight:750;line-height:1.15;letter-spacing:-.035em;text-wrap:balance}main .loix-page h1{font-size:clamp(26px,6.1vw,72px);overflow-wrap:normal;word-break:normal;hyphens:none}main .loix-page h2{font-size:clamp(24px,2.7vw,36px)}main .loix-page p{margin:20px 0 0;overflow-wrap:break-word}main .loix-page a{color:inherit;text-underline-offset:5px}main .loix-page a:focus-visible{outline:3px solid #40780b;outline-offset:5px}main .loix-page .hero{position:relative;background:#10243a;color:#fff;padding:72px 0 48px}main .loix-page .hero__accent{width:64px;height:7px;border-radius:8px;background:#a7ef45;margin:0 auto 32px max(24px,calc((100% - 1200px)/2))}main .loix-page .hero__title{max-width:1180px}main .loix-page .hero__intro{display:flex;align-items:center;justify-content:space-between;gap:48px;margin-top:32px}main .loix-page .hero__summary{max-width:650px;font-size:19px;color:#e0e8ee}main .loix-page .hero__summary p{margin:0}main .loix-page .hero__action{flex-shrink:0}main .loix-page .lm-button{display:inline-flex;align-items:center;justify-content:center;gap:16px;min-height:52px;padding:14px 24px;background:#a7ef45;color:#10243a;border-radius:12px;text-decoration:none;font-weight:700;transition:background-color 180ms ease,transform 180ms ease,box-shadow 180ms ease}main .loix-page .lm-button:hover{background:#bafa69;transform:translateY(-2px);box-shadow:0 8px 24px #0003}main .loix-page .lm-button:focus-visible{outline-color:#fff;background:#bafa69}main .loix-page .lm-icon{width:22px;height:22px;flex-shrink:0}main .loix-page .hero__media{margin-top:48px}main .loix-page .lm-article-image{display:block;width:100%;height:auto;max-height:460px;object-fit:cover;object-position:center 52%;border-radius:24px}main .loix-page .surface-light{background:#f7f9fb}main .loix-page .surface-cool{background:#edf2f6}main .loix-page .surface-white{background:#fff}main .loix-page .offers-band,main .loix-page .information-band,main .loix-page .questions-band{padding:88px 0}main .loix-page .offers-grid,main .loix-page .information-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}main .loix-page .offer-card,main .loix-page .information-card{padding:40px;border-radius:24px;transition:transform 200ms ease,box-shadow 200ms ease}main .loix-page .offer-card:hover,main .loix-page .information-card:hover{transform:translateY(-4px);box-shadow:0 16px 32px #10243a14}main .loix-page .offer-card:focus-within,main .loix-page .information-card:focus-within{box-shadow:0 0 0 3px #40780b}main .loix-page .offer-card--navy{background:#10243a;color:#fff}main .loix-page .offer-card--lime{background:#a7ef45;color:#10243a}main .loix-page .orientation-band,main .loix-page .company-band,main .loix-page .next-step-band{padding:80px 0}main .loix-page .orientation-band__content>section,main .loix-page .company-band__content>section,main .loix-page .next-step-band__content>section{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.35fr);column-gap:72px}main .loix-page .orientation-band__content h2,main .loix-page .company-band__content h2,main .loix-page .next-step-band__content h2{grid-row:1 / span 3}main .loix-page .orientation-band__content p,main .loix-page .company-band__content p,main .loix-page .next-step-band__content p{grid-column:2;margin-top:0;margin-bottom:18px}main .loix-page .orientation-band{border-top:1px solid #d1dce5}main .loix-page .information-card--primary{background:#fff;border:1px solid #d5dfe7}main .loix-page .information-card--secondary{background:#10243a;color:#fff;display:flex;align-items:center}main .loix-page .questions-band__content{display:grid;gap:24px}main .loix-page .questions-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}main .loix-page .question-group{padding:32px;border:1px solid #d3dee6;border-radius:20px;background:#f7f9fb}main .loix-page .question-group h2{font-size:24px;letter-spacing:-.025em;line-height:1.3}main .loix-page .question-group--intro,main .loix-page .question-group--wide{background:#fff}main .loix-page .question-group--intro{border-left:5px solid #6fae22}main .loix-page .contact-band{padding:72px 0;background:#10243a;color:#fff}main .loix-page .contact-panel{padding:40px;border:1px solid #476079;border-radius:24px}main .loix-page .contact-panel h2{max-width:800px;color:#c1f68b}main .loix-page .contact-panel p{max-width:900px}main .loix-page .motion-enter{animation:loix-enter 600ms ease both}main .loix-page .motion-enter--second{animation-delay:80ms}main .loix-page .motion-enter--third{animation-delay:150ms}main .loix-page .motion-enter--fourth{animation-delay:210ms}@keyframes loix-enter{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}@media(max-width:900px){main .loix-page .hero{padding-top:56px}main .loix-page .hero__intro{align-items:flex-start;flex-direction:column;gap:24px}main .loix-page .offer-card,main .loix-page .information-card{padding:28px}main .loix-page .orientation-band__content>section,main .loix-page .company-band__content>section,main .loix-page .next-step-band__content>section{column-gap:32px}main .loix-page .offers-band,main .loix-page .information-band,main .loix-page .questions-band{padding:64px 0}}@media(max-width:600px){main .loix-page .content-width{width:calc(100% - 40px)}main .loix-page h1{font-size:clamp(24px,6.65vw,39px);letter-spacing:-.035em;line-height:1.2;text-wrap:initial}main .loix-page .hero{padding:40px 0 28px}main .loix-page .hero__accent{margin-left:20px;margin-bottom:24px}main .loix-page .hero__intro{margin-top:24px}main .loix-page .hero__summary{font-size:17px}main .loix-page .hero__action,main .loix-page .lm-button{width:100%}main .loix-page .hero__media{margin-top:32px}main .loix-page .lm-article-image{border-radius:16px;max-height:none;aspect-ratio:4/3}main .loix-page .offers-grid,main .loix-page .information-grid,main .loix-page .questions-grid{grid-template-columns:1fr;gap:18px}main .loix-page .offer-card,main .loix-page .information-card,main .loix-page .question-group{padding:26px 22px;border-radius:18px}main .loix-page .offers-band,main .loix-page .information-band,main .loix-page .questions-band,main .loix-page .orientation-band,main .loix-page .company-band,main .loix-page .next-step-band,main .loix-page .contact-band{padding:48px 0}main .loix-page .orientation-band__content>section,main .loix-page .company-band__content>section,main .loix-page .next-step-band__content>section{display:block}main .loix-page .orientation-band__content p,main .loix-page .company-band__content p,main .loix-page .next-step-band__content p{margin:20px 0 0}main .loix-page .contact-panel{padding:28px 22px}main .loix-page .question-group h2{font-size:22px}}@media(prefers-reduced-motion:reduce){main .loix-page .motion-enter{animation:none}main .loix-page .lm-button,main .loix-page .offer-card,main .loix-page .information-card{transition:none}main .loix-page .lm-button:hover,main .loix-page .offer-card:hover,main .loix-page .information-card:hover{transform:none}}